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Tax Filing Software Megathread: A comprehensive list of tax filing resources. Taxes. Please use this thread to discuss various methods of filing taxes. This can include: Tax Software Recommendations (give detail as to why! Tax Software Experiences. Other Tax Filing Tools. Experiences with Filing Manually. Past Experiences using CPAs or other ...Nov 14, 2023 ... This will be an unpopular opinion in this subreddit, but honestly, I want the judgement automated. I don't want to think about my personal ...It seems like everyone agrees VOO through Vanguard is the best index fund to invest in but I’ve also heard of S&P 500 (or are these 2 the same thing?). They're the same thing. I'd recommend VTI which is the total stock market and includes mid cap and small cap (but is still mostly the SP500)Go to personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, …Go to personalfinance r/personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! ... Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.

Moronic Monday - February 26, 2024 - Your Weekly Questions Thread. This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome. Replies are expected to be constructive and civil. Any questions about your personal finances belong in …

Gen Xers and Boomers tied at 69% Bankrate found. By income, 77% of households that earned $100,000 or more annually maximized rewards compared with …Consolidating CC debt into Personal Loan. Hey all, I'm just hoping you experts can shed light on if this is a good idea or not. Currently, I have 2 CC debts. CC#1 is $11500 and 22% APR with my main bank, and CC#2 is $4000 and 18.79% APR with an external bank. My main bank is offering a limited time personal loan rate, and with my credit score ...

r/PersonalFinanceEgypt: Discuss: budgeting, investing, saving, banking services, and all-around personal finance in EgyptIt seems like everyone agrees VOO through Vanguard is the best index fund to invest in but I’ve also heard of S&P 500 (or are these 2 the same thing?). They're the same thing. I'd recommend VTI which is the total stock market and includes mid cap and small cap (but is still mostly the SP500)Credit Cards or Personal Loans. I am currently starting a business after years of waiting for legislation in my state to figure itself out. My expectation is to begin formally operating in March of 2024 and will need somewhere between 15-20k to feel safe if my results don't start off as hot. I have spent so long working purely in academics that ...A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related. Members Online

Nov 13, 2023 ... The go to is about 10k savings. After that, best to put your money into something that will make better returns, be that investing in the stock ...

r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF…

Welcome to Personal Finance for the Financially Challenged! Check out our Wiki for general useful information. Much of the financial advice online and on reddit is aimed at people who have varying degrees of disposable income, ability to invest, lots of free time, available transportation, no kids, a partner, access to credit, and beyond. 22, I don’t feel ready to become completely independent. I live at home with my parents to whom I don’t pay rent, I’ve been a truck driver for about a year now, so i’m not even there throughout the week only on weekends. I make okay money for the area although I feel like I need to make more. As of making this post I have 8k in savings ...The sheet is divided into a few different tools. Budget: Select your pay schedule, add any extra income/tips that you get monthly and select the percentage of that income that you want to save. the credit card section allows you to input up to five cards and adds your monthly car payments to your expenses.Nov 16, 2022 ... United States / General · /r/personalfinance · /r/financialindependence (Financial Independence / Retiring Early) · Personal Finance wiki &mid...Jan 4, 2024 ... -80% of your expenses are food, rent, and transportation. You can completely ignore the rest of your expenses if you just find ways to ...The first is really for multiple occupancy buildings, but it is saying that the monthly gross rent should be 2% of purchase price. For single family homes it should be at least 1%. The 50% rule says that, over time, roughly 50% of gross rent will go to expenses - insurance, maintenance, vacancy, etc, etc.

Banks are tightening credit in response to sharply higher interest rates. Banks have been tightening credit in response to the Fed's aggressive campaign to raise …Feb 3, 2021 ... Key Takeaways: My Personal Finance Advice · Create a budget, or at the very least list out all your expenses. · Get credit cards and pay them ...Jul 6, 2020 ... https://www.reddit.com/r/IndiaInvestments/comments/9ltgni/for_someone_who_is_absolutely_at_level_zero_in. Upvote 24. Downvote Reply replyNov 17, 2021 ... Save for a house. Depending on where you're living, it's an excellent investment. It's good if inflation hits, your money will grow (just like ...Just because your plan might be a "HDHP", it doesn't mean that it is an "eligible HDHP" in terms of contributing to an HSA. For example, an eligible HDHP must have a minimum annual deductible of at least $1,300 ($2,600 family) and a maximum out of pocket of at most $6,550 ($13,100 family), in terms of 2016 values.

TLI Pros. TLI is inexpensive. Premiums are in the neighborhood of tens of dollars per month (~$500/year) in exchange for $1 million of coverage (these numbers vary with the term, your health, amount of coverage, which insurance company you buy the policy from, and your state. No matter how you swing it TLI is comparatively …

️ Online Income Master Doc - compiled list of tested online money-making resources.. This is an information and discussion subreddit only for topics and tips related to making, saving and investing money.. Please use UK Personal Finance sub /r/UKPersonalFinance for personal question posts. This is not a Q&A subreddit. Please report posts that break the …A "retirement account" is something recognized by the [US] tax code with special treatment, both in terms of benefits as well as requirements. Retirement accounts include 401ks, IRAs, and also variations on these for small business (SIMPLE-IRA), self-employed people (SEP-IRA and Solo-401k), and government / non profit …Thanks so much. (Also, I haven't decided what car to get, but was looking at a Tesla y. Open to others as long as they have good storage and can fit 5 or more people) Sort by: …This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, major purchase advice, unique deals and tips for frugality, employment financials (not career or job hunting) and other income sources, …ChexSystems is responsible for sending out the list of people that have been banned from using debit cards. It's important that you contact ChexSystems by phone if you suspect that your debit card has been blocked unfairly. To do this, you'll need to call 1-800-513-7125.It starts off in season 1 as a relatively normal finance podcast. Then as time passes it turns into a social justice/money podcast. There are all sorts of non-traditional topics like how adhd affects how you view money. Woman & Money (and everyone smart enough to listen) by Suze Orman. Check out A Random Walk Down Wallstreet, 12th Edition, by Burton Malkiel (available on Audible as well). Chapters 2 to 5 talk about all the "crazes" and "bubbles" from Tulip Bulbs and the South Sea Co right up to Bitcoin. It is a delightful read/listen and you realize that the more things change the more they stay the same. Aug 16, 2022 ... More from r/personalfinance · 's profile; Close. r/personalfinance. Join. Personal Finance. Learn about budgeting, saving, getting out of debt ...

Request them by phone at 877-322-8228. Request them by filling out a form from the Federal Trade Commission and sending it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. When submitting a request for a credit score, companies and individuals perform something called a hard pull.

2025 COLA estimate increases with inflation, but seniors still feel short changed. The latest estimate for Social Security's cost-of-living adjustment for 2025 …

May 27, 2013 ... Can I just say that this is my favorite "What do you wish you had done?" thread I've ever seen on Reddit. Just a great mix of financial, health, ...ChexSystems is responsible for sending out the list of people that have been banned from using debit cards. It's important that you contact ChexSystems by phone if you suspect that your debit card has been blocked unfairly. To do this, you'll need to call 1-800-513-7125.Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Remember, the community is made up of people just like you and me. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. ...A "retirement account" is something recognized by the [US] tax code with special treatment, both in terms of benefits as well as requirements. Retirement accounts include 401ks, IRAs, and also variations on these for small business (SIMPLE-IRA), self-employed people (SEP-IRA and Solo-401k), and government / non profit … Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Remember, the community is made up of people just like you and me. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I think they are pretty easy to use.Pay Off Credit Card Debt OR Keep More Cash Available? Credit. I have about $30K in my savings and about $15k in my checking account.I also have about $12K in credit card debt across several different cards. I know I am paying interest on these cards every month that I have a balance. Most of these charges come from …r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

InvestorPlace - Stock Market News, Stock Advice & Trading Tips If you think Reddit is only a social media network, you’ve missed one of... InvestorPlace - Stock Market N...The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I think they are pretty easy to use.Gen Xers and Boomers tied at 69% Bankrate found. By income, 77% of households that earned $100,000 or more annually maximized rewards compared with …Instagram:https://instagram. roof and gutter repairwhat to do with an old computernewton runningf150 seat cover Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and … how to be a better momhomemade reese's peanut butter cups Check out A Random Walk Down Wallstreet, 12th Edition, by Burton Malkiel (available on Audible as well). Chapters 2 to 5 talk about all the "crazes" and "bubbles" from Tulip Bulbs and the South Sea Co right up to Bitcoin. It is a delightful read/listen and you realize that the more things change the more they stay the same. Mar 26, 2018 ... Navigators will help you. Even if your income is too high, there are tons of services and classes available. If you are food insecure, they will ... ithaca ny restaurants Please use UK Personal Finance sub /r/UKPersonalFinance for personal question posts. This is not a Q&A subreddit. Please report posts that break the rules. Acceptable Post Topics: Latest Finance News (Do not editorialise titles) Boosting Income; Beer Money and Side Gigs; UK Employment; Business and Entrepreneurship; Discussion topics Taxes. Your employee income is taxed like so: 7.65% goes to Social Security and Medicare taxes until you reach $160,200. Also, at the same time your income is taxed in chunks at various rates. Assuming no special deductions, 0% for the first $13,850 due to standard deduction and exemption. Then 10% of the next ~$9K, 15% of the next ~$28K, 25% ...Nov 17, 2021 ... Save for a house. Depending on where you're living, it's an excellent investment. It's good if inflation hits, your money will grow (just like ...